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02-22-2022 |
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A specific risk or reason for loss covered by an insurance policy, such as a fire, windstorm, flood, or theft. A named-peril policy covers the policyholder only for the risks called in the policy in contrast to an all-risk policy, which covers all reasons for loss other than those particularly left out - What is comprehensive insurance.
Liability insurance coverage secures your service from lawsuits-- both the legal costs and the settlement or judgment costs, if any. General liability covers injuries and damages that occur in the course of operating. Casualty insurance coverage concentrates on injuries on your business premises and crimes versus it. Residential or commercial property insurance covers losses to your land, structures, and possessions, and it is sometimes combined with casualty insurance coverage. "General" liability insurance coverage sounds as if it covers whatever you may be demanded, but it normally covers injuries and damages triggered by you and your employees. General business liability policies usually include mistakes that cause injuries on your property. https://ask.fm/lanaxtii4906762 |
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